Advice for a comprehensive range of products from across the market

Mortgages tailored to your needs

At Euxton Mortgage Market, offers a comprehensive range of products from across the market and mortgage advice throughout Buckshaw, Chorley and all surrounding areas. Our experienced team of mortgage advisers offer tailored advice to a range of clients, from young professionals up to retirement age, and will search the a comprehensive range of products from across the market, to provide you with the most suitable options. We aim to offer honest, transparent advice no matter what you require – whether you need expert retirement mortgage advisors or simply advice on the best mortgage to pick, we can help.

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements?

We are not tied to any particular lender, which means that we have the ability to act on your behalf in order to establish the most appropriate mortgage solution for you.

Since 2007 the Credit Crunch has had an effect on the number of mortgage providers available in the UK and has caused some providers to withdraw from the market altogether. There are still a significant number of lenders to choose from, and we will search the market to help you find an appropriate mortgage for your needs.

We look at your mortgage not only as a loan to buy your home, but as part of your overall financial profile, in order that it ties in with your intended retirement date, when you plan to start a family and when you wish to move home.

Mortgage Market Review (MMR)

The MMR was a comprehensive review of the mortgage market, which started with a Discussion Paper in 2009 and culminated in a Policy Statement and final rules in October 2012.

The majority of the MMR changes came into effect on 26 April 2014 for intermediaries & Lenders.

It had become clear by the height of the market in 2007, that, while the mortgage market had worked well for many people, it had been a cause of severe hardship for others. The regulatory framework in place at the time had proved to be ineffective in constraining particularly high-risk lending and borrowing. The MMR package of reforms is aimed at ensuring the continued access to mortgages for the great majority of customers who can afford it, while preventing a return to the poor practices that we saw in the past.

Based on the information you provide in your meeting with our adviser (it is essential that you provide truthful and up to date information), we will search the mortgage market reviewing the lenders available, some of which offer exclusive products to brokers such as ourselves, to determine which lender will offer you the most attractive mortgage options suited to your particular requirements.

If you are looking for advice on a mortgage for retirement, you may have special circumstances that require a thorough understanding before you take the next step. At Euxton Mortgage Market, we have a team of dedicated retirement mortgage advisors who can assess your individual situation, get to know your needs, and then take you through your options. We know it can be difficult finding a retirement mortgage planner you can trust – that’s why we’ll always aim to be honest, transparent and unbiased when we give you advice on retirement mortgages.

If you’re based near Euxton (including Chorley, Buckshaw and other areas around Lancashire) and you’re looking for mortgage advice, get in touch with Euxton Mortgage Market today on 01257 208946.