Articles
5% mortgages: More expensive but there are still options
If you’re interested in taking up the government’s 5% deposit mortgage scheme but worried it might prove too expensive, there are some ways to reduce your costs.
Stamp duty deadlines 2021 explained
If you’re buying a new home in England or Northern Ireland this year and complete before the 30th June 2021, you could save thousands of pounds with the government’s stamp duty holiday.
What is a declaration of trust for unequal house deposits?
If you are buying a property with a de facto partner, civil partner or a spouse and one of you is paying more towards the deposit than the other, you might be interested in a Declaration of Trust, also known as a Deed of Trust.
FCA confirms repossessions will resume from April
The Financial Conduct Authority states that home repossessions will resume from 1 April 2021, but repossession should still be the last resort for firms and lenders.
The pandemic has caused the UK economy to contract more than it has done in the last 300 years. With household income decreasing, repaying mortgages each month has never been so tough for so many.
Budget confirms 95% LVT mortgage guarantee scheme
A new UK Government mortgage scheme will allow first-time buyers and home movers to purchase property up to the value of £600,000 with a 95% mortgage. The scheme aims to hoist first-time buyers with smaller saving pots onto the property ladder.
